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Earthport plc – ripple - payment solutions

Earthport Plc. is a financial services company, provides payment services in the United Kingdom (UK), rest of Europe, North America, and internationally. The company operates through two segments, Transactional and Professional Services. It offers cross-border payment services through the combination of a network of segregated bank accounts in various geographies; software that mirrors the movements of funds from bank to bank; and the knowledge base embedded in the platform and the organization related to each of the countries.

The company provides its services to banks and financial institutions, aggregators, money service businesses, and FX houses. Earthport Plc was incorporated in 1997 and is headquartered in London, the United Kingdom[1].

Earthport banking clients have access to a global payment network with direct settlement via local clearing to banked beneficiaries in over 60 countries. The company uses a distributed ledger network to accomplish this borderless payment system.

What is Earthport?[edit]

Earthport's Blockchain

Earthport has over 200 employees and is headquartered in London with regional offices in New York, Miami, Dubai and Singapore.

Earthport is:

  • Authorised and regulated by the FCA;
  • ISO 27001 compliant;
  • A SWIFT member, supervised financial institution;
  • A public company, traded on the London Stock Exchange (AIM: EPO);
  • Backed by a strong institutional investor base including Oppenheimer Funds, Wellington Management, Schroder Investment Management and International Finance Corporation.

Earthport and Ripple[edit]

The DLH is a service accessed through Earthport’s Distributed Ledger Gateway, announced in August of 2015, that will provide full connectivity into Ripple, including private Ripple instances, Ripple market makers, and in time, other Distributed Ledgers.

Building on Earthport’s Distributed Ledger Gateway, the new Hub will offer a solution for banks which are increasingly challenged with the competing constraints of lower budgets and the need to keep up with radical changes in technology. Through DLH, Earthport’s clients can gain access to the full benefits of Distributed Ledger Technology at minimal effort and cost through a single API; a global first for the industry. The extended service will simplify and accelerate the adoption and implementation of Distributed Ledger Technologies for the banking community - allowing banks to swiftly move into this new world of payments without additional heavy investment in infrastructure, compliance or operational requirements. This is achieved via full access to the Ripple ecosystem through a single contract, a single technical integration, and a single service relationship.

In addition to Ripple, through the same API, clients can access all payment methods offered by Earthport in over 60 countries in a fast and highly cost effective manner, following the same rigorous compliance processes used in all Earthport transactions. Earthport’s services in the DLH are conducted entirely in Fiat currency with no use of crypto currencies[2].

This development aligns directly with Earthport's core mission to provide access to as many countries, currencies, accounts and payment types as possible through a single API.

Earthport fees[edit]

Using the Ripple protocol is completely free; Ripple Labs makes money on protocol through the Ripple currency. As more people begin using the protocol, the value of Ripple will increase. The company could also make money on value added services such as helping clients with specific integrations.

Earthport charges a flat, per-transaction fee.

External links[edit]

See Also on BitcoinWiki[edit]


  1. Bloomberg – Earthport Plc.
  2. Earthport – Distributed Ledger and Ripple Network