Homelend
| Homelend | |
|---|---|
 Homelend ICO Review | |
| Homelend ICO | |
| Ticker: | HMD |
| ICO start: | 2018-03-15 00:00:00 |
| ICO end: | 2018-07-30 00:00:00 |
| Price: | 1 ETH = 1,600 HMD |
| Tokens: | 160000000 |
| Tokentype: | ERC20 |
| Hardcap: | 30,000,000 USD |
| Softcap: | 5,000,000 USD |
| Raised: | 0 |
| Platform: | Ethereum |
| Distributed: | 64% |
| Minimum: | 1,000 USD |
| Accepting: | BTC, ETH, Fiat |
Homelend is a decentralized platform enabling the next generation of homebuyer mortgage financing. Homelend creates an interface for direct interaction between borrowers, lenders and other parties involved in the mortgage value chain. By doing so, it enables mortgage crowdfunding using a peer-to-peer model with the security, transparency and automation provided by distributed ledger technology (DLT) and smart contracts.
Homelend is currently launching an ICO for raising capital to support our project. Our offering is conducting from Zug, Switzerland (a.k.a. Crypto-Valley), under the highest standards of security and trust.
Contents
Description
From manual & lengthy, to Streamlined & Efficient
By embedding pre-defined business logic into smart contracts, digitizing documentation and eliminating unnecessarily processes, Homelend will automatically execute an end-to-end origination process, cutting it down from 50 days to less than 20.
From Ambiguous & Clunky to Transparent & User-Friendly
Homelend aims to create a lending process that is not only smart, but also simple and fair. It will enable borrowers will be able to easily apply for a loan, track their application status at all times and interact directly with mortgage lenders.
From Costly Intermediation to Cost-Effective & Middleman-Free
The immutability, security and transparency provided by DLT makes it possible to record transactions, including loans, without banks acting as middlemen. This will reduce costs for both borrowers and lenders, while minimizing the distance between them.
From Vulnerable & Unreliable to Trusted & Secure
Centralization and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts enable Homelend to provide a platform for people to transact large amounts of money in a trusted, transparent, and secure way
Review
| “ | 2016: The Homelend founders launch the project with the incorporation of new company. 2017: The founders bootstrap the project with 1 USD million USD in contributions. A team of experts in technology and finance join the company. Design of the platform’s concept and architecture begins. A first MVP is completed, based on client-server infrastructure. A second MVP is released, based on distributed ledger technology. 2018: DMC Homelend AG is incorporated in Zug, Switzerland(aka ‘Crypto Valley’). Business and technical whitepapers are completed. Token Generation Event (TGE) pre-sale phase begins. TGE Public crowdfunding will be conducted and completed. Additional technology and finance experts will join the company.Homelend’s beta version will be completed and the token’s basic functionalities will be operational for early adopters, under the pure crowdfunding lending mechanism. Development of beta versions for pooling and auction lending mechanisms will begin. 2019: Homelend’s platform 1.0 version will be tested on the testnet-feedback with Quality Assurance (QA) team. Development of smart agent for investment abilities in Homelend’s platform will begin. Homelend’s platform will to new markets.[1] | ” |
Team
| name: | title: | links: | group: | photo: | iss: |
|---|---|---|---|---|---|
| Raghuram Bala | Analytical Technology Executive | https://www.linkedin.com/in/raghubala/ | Advisors |  | 8.7 |
| Yoram Uzan | Entrepreneur | Advisors |  | 4.6 | |
| Danny Coddy | Appraisal | Advisors |  | 4.6 | |
| Ido Samuelson | Blockchain Expert Advisor | https://www.linkedin.com/in/isamuelson/ | Advisors |  | 4.6 |
| Marc Kenigsberg | Tokenomics and Data Management Advisor | https://www.linkedin.com/in/marckenigsberg/ | Advisors |  | 39.53 |
| Adina Haham | Business Growth Advisor | https://www.linkedin.com/in/adina-haham-8409ab28/ | Advisors |  | 4.6 |
| Daniil Morozov | Advisor | https://www.linkedin.com/in/dmoroz0v/ | advisors | 65.6 | |
| Itai Cohen | Chief Executive Officer | https://www.linkedin.com/in/itai-cohen-9478959b/ | Team |  | 4.6 |
| Netanel Bitan | Chief Technology Officer | https://www.linkedin.com/in/netanel-bitan-25a82437/ | Team |  | 4.6 |
| Ricardo Henriquez | Chief Innovation Officer | https://www.linkedin.com/in/ricardo-henriquez-08b4593b/ | Team |  | 4.6 |
| Amir Nahmias | Chief Business Officer | https://www.linkedin.com/in/amirnahmias/ | Team |  | 4.6 |
| Michael Tanfilov | Strategic Planning Director | https://www.linkedin.com/in/michael-tanfilov-6728b423/ | Team |  | 4.6 |
| Kanat Tulbassiyev | Leading Blockchain Developer | https://www.linkedin.com/in/kanat-tulbassiyev/ | Team |  | 6.6 |
| Ram Stivi | Backend Developer | https://www.linkedin.com/in/ran-stivi-a9959454/ | Team |  | 4.6 |
| Sol Alvarado Quijano | Graphic Designer / Community Assistant | https://www.linkedin.com/in/solqi/ | Team |  | 4.6 |
| Vinod Morkile | Blockchain Developer | https://www.linkedin.com/in/vinodmorkile/ | Team |  | 4.6 |
| Eliran Madar | Business Development / Investor Relationship | https://www.linkedin.com/in/eliran-madar-370b4973/ | Team |  | 4.6 |
| Asher Dry | Chairman | https://www.linkedin.com/in/asherdory/ | Team |  | 4.6 |
| David M. Gottdenker | USA Mortgage expert | https://www.linkedin.com/in/gottdenker/ | Team |  | 4.6 |
External links
Homelend on twitter
Homelend on telegram
Homelend on facebook
Homelend on medium
Homelend on bitcointalk
Homelend on github
Homelend on reddit
Homelend on youtube
Homelend official website
Homelendbounty
Homelend whitepaper