Payment21.com is operated by Moving Media GmbH, a privately held FinTech company in Switzerland . Moving Media GmbH is the owner of the Payment21 brand and a licensed financial intermediary headquartered in St. Margrethen, Canton of St. Gallen.  The company’s Bitcoin cashier system supports straight-through processing (STP) of inbound and outbound payments, which enables merchants to accept cryptographic payments through their websites. Payment21’s application is a bank-agnostic software suite designed to handle digital cash transactions in compliance with applicable anti-money-laundering (AML) standards and legally valid Know-Your-Customer (KYC) practices.  The service provides immediate clearing of funds with a focus on the cash flow requirements of high-volume businesses that accept thousands of digital currency payments per month. Payment21 also provides cryptocurrency conversion including Bitcoin/EUR exchange services to institutional clients. 
The business was founded in 2002 and originally specialized in online marketing and e-commerce software development. It was later transformed into a business dedicated to alternative Internet payment methods, offering SaaS billing solutions with a focus on cross-border direct debit. In 2006, the engineering arm of the firm created “Instant eCheck”, a payment collection method based on Check21 Imaging. This solution was aimed at solving the problem of US customers who either did not have access to or chose not to use credit cards to pay for online purchases.  Later, the company expanded its services to digital currency.
In 2015, Moving Media GmbH became a member of the Association Romande des Intermédiaires Financiers (ARIF) which is a self-regulatory organization (SRO); in 2017, Moving Media GmbH received a financial license as a Directly Subordinated Financial Intermediary (DFSI), making it the first cryptocurrency-related company to be directly supervised by the Swiss Financial Market Supervisory Authority (FINMA). 
The web-based service offers a Bitcoin cashier system and provides collection and exchange services to e-commerce merchants and online payment aggregators. The company’s target group includes publicly-listed companies, licensed gaming operators, digital marketplaces, prepaid card vendors, money transfer businesses, corporate cash management providers, authorized investment funds, crypto token issuers, asset managers, and their banking partners. Industries include e-commerce processing,  and brokering services for institutional clients operating through the OTC Exchange. 
Products and Services
• Bitcoin Brokerage: Enterprise-level OTC-brokerage processing domestic and international buy and sell transactions through bank wires. • Pre- and post-trade processing of digital assets for financial intermediaries supporting asset managers, investment funds, custodians, and depository banks.  • E-Billing B2B facilitating cash management of multinational enterprises in emerging markets. The company’s exchange office provides conversion and secure remittance services to corporate clients. 
Based on the company’s expertise in the field of alternative payment options and ecommerce, Payment21® also provides consulting and R&D services for building customized solutions for the digital money ecosystem to address the needs of multinational enterprises, government organizations, and financial institutions. 
On March 22nd 2017, Payment21 and ACI Worldwide began a strategic collaboration that enabled payment service providers (PSPs) to offer merchants anti-money laundering (AML)-compliant Bitcoin acceptance via ACI’s e-commerce payment solution. As a result, ACI’s network of more than 130 PSPs, which provides processing services to more than 56,000 merchants, was enabled to accept Bitcoin payments.  Payment21 also cooperates with the Crypto Valley Association in Zug, Switzerland, a non-profit organization dedicated to promoting the blockchain and cryptographic technology ecosystems.  On 17 July 2017, the business announced its partnership with the EU-based Novis Insurance Company, which enabled the insurer to accept digital currency in all of their markets.  On 8 March 2018, Payment21 partnered with the RegTech company Coinfirm to implement their blockchain analysis tools for AML-compliant cryptocurrency transactions.
A utility patent application for the Dynamic Delivery Authorization for Cryptographic Payments was filed with the United States Patent and Trademark Office on May 26th 2016. The patent was described as enabling Bitcoin processors and merchants to control both delivery authorizations and default risk. The innovation mitigates losses that might occur due to incorrect approval for delivery of goods and services. 
- Crypto Valley Association
- ACI Worldwide website
- Payment21 LinkedIn
- Payment21 Twitter
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