Re:Factor

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Re:Factor
Re:Factor logo
Re:Factor ICO Review
Re:Factor ICO
Ticker: REFT
ICO start: 2018-09-18 00:00:00
ICO end: 2018-12-18 00:00:00
Price: 1 ETH = 7,200 REFT
Bonus: 1
Tokens: 720,000,000 REFT
Tokentype: ERC20
Hardcap: 100,000 ETH
Softcap: 5,000 ETH
Platform: Ethereum
Distributed: 72%
Minimum: 0.01 ETH
Accepting: ETH, BTC, LTC

re:factor financial group is a transnational corporation and a global ecosystem under creation, the uniqueness of which lies in the competencies of team members who are internationally recognized professionals in the factoring industry. Technological platform re:factor is based on the public blockchain Ethereum. The platform enables all parties in interest to carry out large-scale effective operations having trade receivables worldwide.

Description[edit]

re:factor financial group is a transnational corporation and a global ecosystem under creation, the uniqueness of which lies in the competencies of team members who are internationally recognized professionals in the factoring industry. Technological platform re:factor is based on the public blockchain Ethereum. The platform enables all parties in interest to carry out large-scale effective operations having trade receivables worldwide.
The re:factor system can be described as 4D Factoring, because on the platform, you can:

  • sell

  • buy

  • pledge

  • transfer intrust trade receivables


On the re:factor platform:

  • buyers and sellers conduct factoring operations and work with accounts receivable online, without intermediaries, with no reference to a specific country or to a bank, while maintaining maximum transparency and security in all operations.

  • is a complete replacement of paper documents to electronic document circulation;

  • clients and debtors receive three main benefits: tangible improvement in terms of funding; a decrease in the cost of paperwork and storage of documents; protection of information.


The first benefit is reduction of time from delivery of the goods to obtaining financing. Often this can take days to put in place; with the re:factor platform the payment is effected within a few hours of the goods being confirmed as received by the buyer.
The second benefit of re:factor is saving money on record keeping and storage of documents. Such costs are rarely taken into account in a company but in fact are a tangible expenditure. By way of example, one major retailer, after considering the costs of paper documents circulation and contrasted the cost of the electronic documents circulation, even taking into account the creation 5 of an Internet platform of exchange of documents with suppliers, has moved to electronic documents, reducing expenses on a single document of A4 size by more than 60%.
One of the key benefits of re:factor is providing 100% protection of information storage on executed operations, through the use of blockchain technologies. For investors this gives protection of their interests on the platform, due to the decentralized data storage system that makes it possible to avoid fraudulent actions on behalf of all parties to the transaction, and further falsification of information; for suppliers and buyers it is ability to store and learn from the results of their transactions, to form their own large-scale statistics for the re:factor platform to further improve the model of evaluation and analysis of counterparties and transactions.

Roadmap[edit]

Q2 2018: Creating registering a holding company and central key operating companies.
Beginning to form the services of risk managment and audit as well an analytical center.
Selection and training of candidates for country managers in Asia.
Test drive of the software.
Q3 2018: Protection of business plans by candidates for country managers. Selection of the first 2-3 countries to start the project.
Registering of relevant companies (if needed).
Selection and training of candidates for country managers in Central and South America as well as South-Eastern Europe.
First pilot transactions of a factoring company.
Opening offices in Russia and Asia for operation with the investors at the stock exchange.
Pilot operatingof the p2p factoring platform based on a factoring company in one of the countries.
Q4 2018: Pilot operation of the receivables exchange.
Issue of the originated receivables to the exchange.
Protection of business plans by the next party of candidates for country managers and opening of 2-3 more factoring companies.
Selection and training of candidates for country managers in Central and South America as well as South-Eastern Europe.
Q1 2019: Selection and training of candidates for country managers from African countries.
Implementation of service of trust management ofthe investors' funds by investingthem into cryptocurrcnciesond receivables on the exchange and the p2p platform.
Beginning of functioning of the service for financial institutions.
Opening an office in North America to work with investors and suppliers.
Q2 2019: Publication of statistics on the receivables as collected for the first year of work.
Opening of 2-3 more factoring companies.
Extension of the p2p factoring platform onto all the countries, where factoring companies have been opened before (furtherit will be done automatically).
Start of sales aimed at the suppliers of non-factorable goods and services with the purpose of issuing of their receivables on the exchange.
Q3 2019: Opening of an office in North America to work with investors and suppliers.
Start of sales in Europe among the suppliers of goods and services with the purpose to attract them to the exchange.
Start of sales of services to secure the receivables portfolios.
Q4 2019: Opening or L-6 more factoring companies.
In total not less than 10 factoring companies in the key major developing markets with the p2p platform already operating on them, generating receivables in these 10 countries for the investors oll over the world.
Start of cooperation with with the willing factoringcompaniesall over the world to reprofile them into the p2p platform according to the re:factor standards.
Q1 2020: Progress review for the two-year development and formation of a development strategy for the new period.[1]

Team[edit]

name: title: links: group: photo: iss:
Dennis Firmansjah https://www.linkedin.com/in/dennis-firmansjah-954a70118/ Advisors Dennis Firmansjah photo 5.8
Sergei Sergienko https://www.linkedin.com/in/sergeisergienko/ Advisors Sergei Sergienko photo 18.27
John Brehcist https://www.linkedin.com/in/johnbrehcist/ Advisors John Brehcist photo 3.8
Joseph Lufkin https://www.linkedin.com/in/joseph-lufkin-8031915/ Advisors Joseph Lufkin photo 3.8
Marius Savin https://www.linkedin.com/in/mariusavin/ Advisors Marius Savin photo 3.8
Ralf Bauer https://www.linkedin.com/in/ralf-r-bauer-39082a1/ Advisors Ralf Bauer photo 3.8
Mikhail Treyvish CEO https://www.linkedin.com/in/mikhail-treyvish-83228025/ TEAM Mikhail Treyvish photo 5.8
Elena Trakhanova CBDO https://www.linkedin.com/in/elena-trakhanova-7a2b9b68/ TEAM Elena Trakhanova photo 3.8
Margrith Lutschg-Emmenegger Business Development Partner TEAM Margrith Lutschg-Emmenegger photo 3.8
Andrey CTO https://www.linkedin.com/in/andrey-otmakhov-952172/ TEAM Andrey photo 3.8
Stanislav Puschtorskiy CCO https://www.linkedin.com/in/stanislav-pushtorskiy-4b0421/ TEAM Stanislav Puschtorskiy photo 3.8
Chris Barrett CRO https://www.linkedin.com/in/chris-barrett-a7283b43/ TEAM Chris Barrett photo 5.5
Vyacheslav Sokoltsov CAO https://www.linkedin.com/in/vvsokoltsov/ TEAM Vyacheslav Sokoltsov photo 7.8
Ksenija Kraewska CMO https://www.linkedin.com/in/ksenia-kraewskaia-5289a638/ TEAM Ksenija Kraewska photo 3.8
Mikhail Knyazev IR & Business Development TEAM Mikhail Knyazev photo 3.8
Maria Agranovskaya Chief Legal Coordinator https://www.linkedin.com/in/maria-agranovskaya-151334/ TEAM Maria Agranovskaya photo 11.4

External links[edit]

Re:Factor on Twitter
Re:Factor on Telegram
Re:Factor on Facebook
Re:Factor on Medium
Re:Factor on Bitcointalk
Re:Factor on Github
Re:Factor on Reddit
Re:Factor on Youtube
Re:Factor Official Website
Re:Factor Whitepaper

Sources[edit]

  1. https://refactor.pro

See Also on BitcoinWiki[edit]