SmartPesa Credible

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SmartPesa Credible
SmartPesa Credible logo
SmartPesa Credible ICO Review
SmartPesa Credible ICO
Ticker: PESA
ICO start: 0000-00-00 00:00:00
ICO end: 0000-00-00 00:00:00
Price: 1 PESA = 0.09 USD
Tokens: 250,000,000 PESA
Tokentype: ERC20
Hardcap: 18,500,000 USD
Softcap: 5,000,000 USD
Platform: Ethereum
Distributed: 50%
Accepting: ETH, BTC

We’re building a blockchain for business credit data. SmartPesa Credible is the only global distributed ledger to store business identity, self-declared attributes, and transactional statistics on the blockchain. This new blockchain is designed specifically for sharing data across organizations in a decentralized model to allow for comprehensive credit scoring. By using blockchain for open access, encryption for security, and private keys for ownership, Credible unlocks the value of precious business credit data by moving this data from proprietary silos onto a globally accessible blockchain network.


At SmartPesa, we are driven by Financial Inclusion. Their SmartPay and Agency Banking solution was developed for EM countries by the co-founders who were born in and grew up in Africa. Still considered a FinTech startup, we are in our 5th year of operations and complete tens of thousands of transactions daily across over 8,000 merchants in 5 countries.
They have completed formal certifications with international organizations such as EMV, Visa, Amex and Mastercard; National Financial switches such as Bancnet, NIBSS and MEPS; PCThey compliances; and successfully undergone numerous APThey integrations with 3rd parties. They support all local and international cards, Apple Pay, Samsung Pay and Google Pay as well as leading wallet providers like Alipay and WeChat Pay.
Their platform has been entirely developed in-house by our experienced FinTech engineers who allow us to respond quickly to changes in a fragmenting payment infrastructure marketplace. Their current capabilities extend beyond card payments at our POS, both horizontally (new payment types such as fiat wallets and cryptocurrency) and vertically (new transaction types including cash withdrawals, bill payments, airtime loading, remittances and transfers).
They entered the blockchain space in 2017 and have added cryptocurrency payment acceptance through our SmartPesa CryptoPay product and the buying and selling of cryptocurrencies through SmartPesa CryptoATM.
Their focus is to reduce the complexity of an increasingly fragmenting payments system into a seamless, consistent merchant experience. Merchants want a simple tool for accepting electronic payments across multiple different modes – cards, mobile, QR codes and crypto. They provide a unified Mobile App and POS terminal for easy payment acceptance, consolidated transaction history, and automatic reconciliation.


Nov 2017 - Feb 2018 : Run own own nodes.
R&D on Bitcoin/Litecoin RPC + ZMQ. Bitcoin and Litecoin merchant payments.
APR 2018 : Register patent for blockchain based payments (SG 10201802929R).
JUN 2018 - AUG 2018 : Token Sale.
Q3 2018: Publish credit data model and taxonomy (systematics, structure, hierarchy).
Q4 2018 : R&D on Credible (data replication, consensus, trial data, noSQL storage), incorporate local offices in PH.
Q1 2019: Design Credible RPC (interface, validation), Credible Token acceptance payment.
Q2 2019 : Launch Credible testate with Credible Explorer. First 20 nodes shared keyring, joining and recovery.
Q3 2019 : Credible SDKs for Mobile publish Credible RPC interface for add, validate, search, purchase credit data.
Q4 2019 : Onboard existing merchants onto new blockchain with terminal service provides (TSP) and merchant service provides (MSP).
Q1 2020 : Sign on data consumers (MFI, banks, loan providers).
Q2 2020: Credit scoring model, loan provision support.
Q3 2020 : Dynamic data pricing exchange.[1]


name: title: links: group: photo: iss:
Barry Levett CEO & Co-Founder Barry Levett photo 3.5
Cat Williams- Treloar Chief Marketing Officer Cat Williams- Treloar photo 3.5
Thorsten CTO & Architect Thorsten photo 3.5
Shlomi Podgaetz Business Shlomi Podgaetz photo 3.5
Phuc Nguyen Cryptography & Blockchain Engineer Phuc Nguyen photo 3.5
Trung Nguyen Backend & Blockchain Engineer Trung Nguyen photo 3.5
Shaik Ashiq Android & iOS Engineer Shaik Ashiq photo 3.5
Malvin Sutanto Senior SDK Engineer Malvin Sutanto photo 3.5
Jun Azuelo Operations Manager Jun Azuelo photo 3.5
Huỳnh Thái Tâm Senior Developerâm-huỳnh-755164110/ Huỳnh Thái Tâm photo 3.5
Hoang Anh Vu Payment & Cryptography Specialist Hoang Anh Vu photo 3.5
Jovin Tay Head Of Engagement Jovin Tay photo 3.5
Matteo CGAP Consultant, SUSS Fellow, Travelkhana Advisors Matteo photo 3.5
Ville Cryptocurrency Fund Manager, Blockchain Technologies Advisors Ville photo 3.5
Fabio Nehme Entrepreneurial Business Leader, Investment Advisors Fabio Nehme photo 3.5

External links[edit]

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SmartPesa Credible on Medium
SmartPesa Credible on Github
SmartPesa Credible on Reddit
SmartPesa Credible on Youtube
SmartPesa Credible Official Website
SmartPesa Credible Whitepaper



See Also on BitcoinWiki[edit]