SmartPesa Credible
| SmartPesa Credible | |
|---|---|
 SmartPesa Credible ICO Review | |
| SmartPesa Credible ICO | |
| Ticker: | PESA |
| ICO start: | 0000-00-00 00:00:00 |
| ICO end: | 0000-00-00 00:00:00 |
| Price: | 1 PESA = 0.09 USD |
| Tokens: | 250,000,000 PESA |
| Tokentype: | ERC20 |
| Hardcap: | 18,500,000 USD |
| Softcap: | 5,000,000 USD |
| Platform: | Ethereum |
| Distributed: | 50% |
| Accepting: | ETH, BTC |
We’re building a blockchain for business credit data. SmartPesa Credible is the only global distributed ledger to store business identity, self-declared attributes, and transactional statistics on the blockchain. This new blockchain is designed specifically for sharing data across organizations in a decentralized model to allow for comprehensive credit scoring. By using blockchain for open access, encryption for security, and private keys for ownership, Credible unlocks the value of precious business credit data by moving this data from proprietary silos onto a globally accessible blockchain network.
Contents
Description
At SmartPesa, we are driven by Financial Inclusion. Their SmartPay and Agency Banking solution was developed for EM countries by the co-founders who were born in and grew up in Africa. Still considered a FinTech startup, we are in our 5th year of operations and complete tens of thousands of transactions daily across over 8,000 merchants in 5 countries.
They have completed formal certifications with international organizations such as EMV, Visa, Amex and Mastercard; National Financial switches such as Bancnet, NIBSS and MEPS; PCThey compliances; and successfully undergone numerous APThey integrations with 3rd parties. They support all local and international cards, Apple Pay, Samsung Pay and Google Pay as well as leading wallet providers like Alipay and WeChat Pay.
Their platform has been entirely developed in-house by our experienced FinTech engineers who allow us to respond quickly to changes in a fragmenting payment infrastructure marketplace. Their current capabilities extend beyond card payments at our POS, both horizontally (new payment types such as fiat wallets and cryptocurrency) and vertically (new transaction types including cash withdrawals, bill payments, airtime loading, remittances and transfers).
They entered the blockchain space in 2017 and have added cryptocurrency payment acceptance through our SmartPesa CryptoPay product and the buying and selling of cryptocurrencies through SmartPesa CryptoATM.
Their focus is to reduce the complexity of an increasingly fragmenting payments system into a seamless, consistent merchant experience. Merchants want a simple tool for accepting electronic payments across multiple different modes – cards, mobile, QR codes and crypto. They provide a unified Mobile App and POS terminal for easy payment acceptance, consolidated transaction history, and automatic reconciliation.
Roadmap
| “ | Nov 2017 – Feb 2018 : Run own own nodes. R&D on Bitcoin/Litecoin RPC + ZMQ. Bitcoin and Litecoin merchant payments. APR 2018 : Register patent for blockchain based payments (SG 10201802929R). JUN 2018 – AUG 2018 : Token Sale. Q3 2018: Publish credit data model and taxonomy (systematics, structure, hierarchy). Q4 2018 : R&D on Credible (data replication, consensus, trial data, noSQL storage), incorporate local offices in PH. Q1 2019: Design Credible RPC (interface, validation), Credible Token acceptance payment. Q2 2019 : Launch Credible testate with Credible Explorer. First 20 nodes shared keyring, joining and recovery. Q3 2019 : Credible SDKs for Mobile publish Credible RPC interface for add, validate, search, purchase credit data. Q4 2019 : Onboard existing merchants onto new blockchain with terminal service provides (TSP) and merchant service provides (MSP). Q1 2020 : Sign on data consumers (MFI, banks, loan providers). Q2 2020: Credit scoring model, loan provision support. Q3 2020 : Dynamic data pricing exchange.[1] | ” |
Team
| name: | title: | links: | group: | photo: | iss: |
|---|---|---|---|---|---|
| Barry Levett | CEO & Co-Founder | https://www.linkedin.com/in/barrylevett/ |  | 3.5 | |
| Cat Williams- Treloar | Chief Marketing Officer | https://www.linkedin.com/in/catherinewilliamstreloar/ |  | 3.5 | |
| Thorsten | CTO & Architect | https://www.linkedin.com/in/thorstenneumann/ |  | 3.5 | |
| Shlomi Podgaetz | Business | https://www.linkedin.com/in/shlomi-podgaetz/ |  | 3.5 | |
| Phuc Nguyen | Cryptography & Blockchain Engineer | https://www.linkedin.com/in/phuc-nguyen-860a6757/ |  | 3.5 | |
| Trung Nguyen | Backend & Blockchain Engineer | https://www.linkedin.com/in/trung-nguyen-730826161/ |  | 3.5 | |
| Shaik Ashiq | Android & iOS Engineer | https://www.linkedin.com/in/shaikmdashiq/ |  | 3.5 | |
| Malvin Sutanto | Senior SDK Engineer | https://www.linkedin.com/in/malvinsutanto/ |  | 3.5 | |
| Jun Azuelo | Operations Manager | https://www.linkedin.com/in/modjundy-b-azuelo-91732671/ |  | 3.5 | |
| Huỳnh Thái Tâm | Senior Developer | https://www.linkedin.com/in/tâm-huỳnh-755164110/ |  | 3.5 | |
| Hoang Anh Vu | Payment & Cryptography Specialist | https://www.linkedin.com/in/hoang-anh-vu-2a29b433/ |  | 3.5 | |
| Jovin Tay | Head Of Engagement | https://www.linkedin.com/in/jovin-tay-62bbab160/ |  | 3.5 | |
| Matteo | CGAP Consultant, SUSS Fellow, Travelkhana | https://www.linkedin.com/in/matteochiampo/ | Advisors |  | 3.5 |
| Ville | Cryptocurrency Fund Manager, Blockchain Technologies | https://www.linkedin.com/in/villeo/ | Advisors |  | 3.5 |
| Fabio Nehme | Entrepreneurial Business Leader, Investment | https://www.linkedin.com/in/fabio-nehme-454a199/ | Advisors |  | 3.5 |
External links
SmartPesa Credible on Twitter
SmartPesa Credible on Telegram
SmartPesa Credible on Facebook
SmartPesa Credible on Medium
SmartPesa Credible on Github
SmartPesa Credible on Reddit
SmartPesa Credible on Youtube
SmartPesa Credible Official Website
SmartPesa Credible Whitepaper